FAQ
Shop Now, Pay Later—No Credit Card Needed
Find answers to frequently asked questions to help you make the most of your Akuotas experience.
What is Akuotas and how does it work?
Akuotas provides a $300 pre-approved credit to shop at partner stores and pay in installments without traditional credit cards.
Where can I use my pre-approved credit?
You can use your credit at any of Akuotas’ partner stores listed in our app.
How do I repay my installments?
Repayments are made directly through the Akuotas app with flexible scheduling options.
Is there any interest on my installments?
Akuotas offers transparent terms, with details on interest rates clearly indicated in your plan.
Access $300 Instantly
Explore insights into user credit utilization, store partnerships, and Akuotas’ expanding reach.
300
Preapproved Credit
500+ Stores
Partner Network
400
Customer Purchases
Flexible Credit, Simplified for You
Our users love Akuotas — see how we’ve transformed their shopping and payment experience.
Akuotas made it so easy for me to shop at my favorite stores without worrying about credit cards!
Maria Lopez
Freelance Designer
Thanks to Akuotas, I’ve never felt more empowered with my finances. Their service is truly top-notch!
Carlos Rivera
Small Business Owner
Akuotas exceeded my expectations — simple, quick, and stress-free. Highly recommend!
Sofia Martinez
Marketing Specialist